pnfinancialfreedom.com ("we", "us" , "pnfinancialfreedom.com" "PN Financial Freedom.com") is committed to protecting the privacy of the users ("you" / "your" / "yourself") of its website / software applications offered by PN Financial Freedom.com (collectively, "Applications") and has provided this privacy policy ("Policy") to familiarize you with the manner in which PN Financial Freedom.com uses and discloses your information collected through the Applications. The terms of the Policy provided herein govern your use of any and all of the Applications and the information accessible on or from these Applications. The Policy also lays down how PN Financial Freedom.com may collect, use and share any information you provide. PN Financial Freedom.com reserves the right, at its discretion, to change, modify, add or remove portions of this Policy at any time. PN Financial Freedom.com recommends that you review this Policy periodically to ensure that you are aware of the current privacy practices. This Policy shall be construed as provided in compliance with Information Technology Act, 2000 as amended and read with the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011. Collection of Information

PN Financial Freedom.com may collect the following two types of information:

• "Non-Personal Information" which shall mean information that does not identify you or any other individual, and includes session, web beacons and usage data, log data and aggregate information. We use this information to inter-alia deliver our web pages to you upon request, to tailor our Application/website to the interests of our users, to measure traffic within our Application/website, to improve the Application/website quality, functionality and interactivity and let advertisers know the geographic locations from where our visitors come.
• PN Financial Freedom.com may install cookies or other similar data collection software in your computer system/device for such purpose and you hereby consent to the same. We may use "cookies", beacons or similar electronic tools to collect information to assign each visitor a unique, random number as a User Identification (User ID) to understand the user's individual interests using the identified computer. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer. The only personal information a cookie can contain is information you supply. A cookie cannot read data off your hard drive. Our advertisers may also assign their own cookies to your browser (if you click on their ads), a process that we do not control.

You represent that the information or data you provide from time to time is and shall be correct, current and updated and you have all the rights, permissions and consents to provide such information or data. Your providing the information or data and PN Financial Freedom.com's consequent storage, collection, usage, transfer, access or processing of the same shall not be in violation of any third party agreement, laws, judgments, orders or decrees. Use of Information

• You may need to provide PN Financial Freedom.com with your Personal Information while registering yourself on any of the Applications. The information so provided by you to PN Financial Freedom.com or otherwise captured by PN Financial Freedom.com may be used for a number of purposes connected with PN Financial Freedom.coms business operations which may include the following:
  • Provisioning of services, testing or improvement of services, recommending various products or services including those of third parties;
  • Responding to your queries and fulfilling your requests for information regarding the Applications;
  • Notifying you of any new offers or services of PN Financial Freedom.com and sending you important information regarding the Applications, changes to any of PN Financial Freedom.coms policies and/or other administrative information;
  • Keeping you informed about the latest content available on the Applications and special offers with respect to the same;
  • Sending you surveys and marketing communications that PN Financial Freedom.com believes may be of interest to you;
  • Conducting internal reviews and data analysis for the Applications;
  • Personalizing your experience while using the Applications by presenting advertising, products and offers tailored to you;
  • If you wish to subscribe to any content package or service offered by PN Financial Freedom.com through the Applications, for completing your purchase. (For example, to have your payments processed, communicate with you regarding your purchase and provide you with related customer service);
  • Improving the services, content and advertising on the Applications;
  • Protecting the integrity of the Applications;
  • Responding to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law.
• Your Personal Information will be kept confidential to the maximum possible extent and will be used to support your relationship with PN Financial Freedom.com, to notify you of any updated information and new activities and other related functions offered by PN Financial Freedom.com. Any personally identifiable information provided by you will not be considered as sensitive if it is freely available and / or accessible in the public domain. Further, any comments, messages, blogs, scribbles etc. posted/uploaded/conveyed/communicated by users on the public sections of the Application becomes published content and is not considered personally identifiable information subject to this Policy.
• PN Financial Freedom.com may use Personal Information to verify whether you are entitled to access and use the Applications and the products and services made available through the Applications. This Personal Information may also be used to enable PN Financial Freedom.com to enhance your experience of the Applications.
• Further, with respect to Non-Personal Information automatically collected and stored in files, PN Financial Freedom.com uses this information to understand and analyse trends, to administer the Applications, to learn about user behaviour on the Applications, and to gather demographic information about the user base as a whole. PN Financial Freedom.com may use this information in its marketing and advertising services. PN Financial Freedom.com may also use such information to measure traffic patterns on the Applications. As Non-Personal Information does not personally identify you, PN Financial Freedom.com may use and disclose Non-Personal Information for any purpose.

Disclosure

• PN Financial Freedom.com does not sell or rent Personal Information. Personal Information may be disclosed under the following circumstances: As necessary or appropriate:
  • in any manner permitted under applicable law, including laws outside your country of residence;
  • to comply with legal process whether local or foreign;
  • to respond to requests from public and government authorities, including public and government authorities outside your country of residence;
  • to enforce PN Financial Freedom.coms terms and conditions;
  • to protect PN Financial Freedom.coms rights, privacy, safety or property, and/or that of PN Financial Freedom.coms affiliates, you or others; and
  • to allow PN Financial Freedom.com to pursue available remedies or limit the damages that PN Financial Freedom.com may sustain.
• We may disclose to third party services certain personally identifiable information listed below:
  • Information you provide us such as name, email, mobile phone number.
  • Information we collect as you access and use our service, including device information, location and network carrier.
• This information is shared with third party service providers so that we can:
  • Personalize the app for you.
  • Perform behavioural analytics.

Your consent being part of the terms and conditions through which PN Financial Freedom.com provide you with a service. your consent to collecting Personal and Non-Personal Information may be implicit or implied or through course of conduct.

Application may present display advertising and may collect data about traffic via Google Analytics or any equivalent analytical tool, Demographics and Interest Reporting.

Information Security and Storage

• PN Financial Freedom.com uses reasonable security measures, at the minimum those mandated under the Information Technology Act, 2000 as amended and read with Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, to safeguard and protect your data and information. PN Financial Freedom.com implements such measures, as stated above, to protect against unauthorized access to, and unlawful interception of, Personal Information. You accept the inherent security implications of providing information over Internet/ cellular/data networks and will not hold PN Financial Freedom.com responsible for any breach of security or the disclosure of Personal Information unless PN Financial Freedom.com has been grossly and wilfully negligent.
• Your information or data will primarily be stored in electronic form. PN Financial Freedom.com may store, collect, process and use your data in countries other than the Republic of India but under full compliance with applicable laws. PN Financial Freedom.com may enter into agreement with third parties (in or outside of India) to store your information or data. These third parties may have their own security standards to safeguard your information or data and PN Financial Freedom.com will on commercial reasonable basis require such third parties to adopt reasonable security standards to safeguard your information / data.
• Notwithstanding anything contained in this Policy or elsewhere, PN Financial Freedom.com shall not be held responsible for any loss, damage or misuse of your Personal Information, if such loss, damage or misuse is attributable to a Force Majeure Event. A "Force Majeure Event" shall mean any event that is beyond the reasonable control of PN Financial Freedom.com and shall include, without limitation, sabotage, fire, flood, explosion, acts of God, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage device, computer crashes, breach of security and encryption, etc.
• Third Party Websites, Applications and Services The Application/website may include links to other websites/applications. Such websites/application are governed by their respective privacy policies, which are beyond our control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the website/application you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these websites/application via a link from the website's homepage, you should contact the website/application directly for more information. Access, Correction and Deletion PN Financial Freedom.com provides you with all information that PN Financial Freedom.com maintains about you such as the transaction and contact information upon proper verification. This may be provided to you on request, in case you experience any doubts. You may request access and/or correct the information PN Financial Freedom.com has collected from you by contacting PN Financial Freedom.com at pnfinancialfreedom@gmail.com. If you wish to have the information or data that you have provided to PN Financial Freedom.com deleted, you can always do so by sending a request to us on the e-mail id. You may note that correction or deletion of certain information or data may lead to cancellation of your registration with the Application(s) or your access to certain features of the Application(s). You also agree and acknowledge that certain data or information cannot be corrected or deleted or prohibited to be deleted as required under any applicable law, law enforcement requests or under any judicial proceedings. If you have questions or concerns about this Policy, please contact PN Financial Freedom.com at pnfinancialfreedom@gmail.com